Coming up with a downpayment is typically the biggest hurdle for potential homeowners. Fortunately there are federal, state, and local downpayment assistance programs that help first-time homebuyers overcome this challenge.

MyHousingHub has compiled a list of available programs for all 50 states and has in-depth information about how to qualify for each of them. Remove the roadblocks to homeownership by getting started below.

Many first time buyers opt for an FHA loan because there are fewer requirements to qualify. The FHA downpayment rules include a credit score of 580 to qualify for a 96.5% loan. That means you will need to make a minimum downpayment of 3.5%. You can still get a loan with a lower credit score, but you’ll have to come up with a 10% downpayment to qualify for a 90% loan.

Fortunately there are also downpayment assistant options available to further help first-time homebuyers. Find out how to get started below.